Fourth of July Fun Facts

• On July 4th, 1776 there were 2.5 Americans living in the United States. According to the U.S. and World Population Clock there will be 318.36 Americans as of July 4, 2014.
• It’s estimated that 74 million Americans are planning to barbecue this Independence Day weekend.
• The USDA estimates that the total number of hogs and pigs in the U.S. (as of March 1, 2014) is 62.9 million. Chances are that a hot dog or pork sausage consumed on the Fourth of July originated in Iowa, which is home to 19.7 million hogs and pigs.
• 6.1 billion pounds is the total estimated production of cattle and calves in Texas in 2013. There is a good chance that the beef hot dogs, steaks and burgers on your backyard grill came from the Lone Star State, which accounted for nearly one-sixth of the nation’s total production.
• 6.3 million total cases of beer are sold on Independence Day weekend, the most popular holiday for beer purchases, followed by Labor Day, Memorial Day, Father’s Day and Christmas.
• 60.2% of U.S. families owned an American flag in 2011.
• 35.5 million people plan to travel by automobile over the July 4th holiday.
• 3.2 million number of travelers will fly during the Independence Day holiday.

Celebrate Philanthropy on the 4th of July Weekend

• Veterans of Foreign Wars Foundation
• Armed Services YMCA of the USA
• Fisher House Foundation
• Homes For Our Troops
• Intrepid Fallen Heroes Fund
• Iraq & Afghanistan Veterans of America
• National Military Family Association
• Operation Homefront – N.O.
• Semper Fi Fund / Injured Marine Semper Fi Fund
• United States Veterans Initiative

Labels: fourth of july, july 4th, philanthropist list, philanthropy

An article in the California based CBS 5 news station's website detailed the struggles of a borrower trying to modify her loan by herself on Tuesday. The article explains how she recently experienced a dramatic increase in her payments due to an adjustable mortgage. Her payment went to $1800 to $4200 a month. When attempting to call her lender to get her loan modified, she was given the run around. She described that she had to make a lot of calls, got passed from one person to the next and also noted the lender's inability to coordinate between departments.

The reason I posted this information was not to deter anybody from attempting to modify their loan themselves because she was eventually successful. The payment was brought down to slightly lower than it was before, but it will only be for three years and she will be paying interest only. However, it is to detail the process and warn people of the battle they may have in front of them if they do choose that route.

The article also mentions that the F.D.I.C. estimates 4.4 million homeowners could end up defaulting on their mortgages between now and the end of 2009. Although the government has asked all lenders to help in this current mortgage crisis, it seems that at least some of them are not as willing to help as they are supposed to be. Some may actually still have incentives for reimbursement of the costs they incur during the foreclosure process, while they may not have much or any incentive to do a loan modification.

The process is not perfect, at least not yet. But this story does help explain the need for loan modification specialists like the ones found through iLoanMods.com. If banks will not have much incentive, they will at least want to deal with a reputable source that they know will be bringing them qualified leads and have all the proper documents prepared to make the process as easy as possible for them.

Make sure you have the time and patience to deal with what some lenders may put you through in order to modify your loan if attempting to do it yourself. You can find some useful information about do-it-yourself loan modifications here if you are interested.

Hello All,

Thank you for joining us at the iLoanMods.com blog. We are excited about the launch of our website www.iloanmods.com and blog today! The mortgage and loan industry changes daily, so you'll be able to find updates and current happenings here.

Here at iLoanMods.com we're not just another loan site. We specialize in giving options to those with financial difficulities. You don't have to worry about your credit or how much equity is in your home with us. You don't even have to worry if you don't have any money!

You'll be able to find all the current information that you need regarding loan modifications, refinancing, credit repair or just loans in general. Through our years of experience and relationships that we have developed, we are able to offer a full line of options for those who may have fallen on hard times. You can get free consultation from us regarding your current finanacial situation and find solutions that will get you back on track and comfortable with your finances again.

We empathize with your situation and know that you need to find people you can trust in these times of need. Let our specialists work for you and use our expertise to negotiate with your lender to modify your curent loans or get you the cash you need. We'd love to lend a helping hand and be the ones that give you the break you need. Visit iLoanMods.com or contact us today!